What to Consider Before Buying a Home

Buying a home is one of the most significant financial decisions most people will make. In Kenya's property market, careful preparation can make the difference between a smooth transaction and a costly mistake.

Before you begin: - Define your budget, including purchase price, stamp duty, legal fees and moving costs - Identify your priorities — location, size, amenities, security and proximity to schools or workplaces - Obtain mortgage pre-approval if financing is required

During the search: - Work with a trusted real estate advisor who understands the local market - Visit properties in person and assess condition, neighbourhood and access - Verify title documents and conduct due diligence before making an offer

At completion: - Engage a qualified conveyancing lawyer - Ensure all stamp duty and registration obligations are fulfilled - Conduct a final inspection before taking possession

Terra Estate guides buyers through every stage of the acquisition process, from initial search to successful completion.